AI Tools to Budget and Save Money

Take control of your spending. These AI tools track your money, find waste, and suggest ways to save.

1

ChatGPT

Free

Paste your monthly expenses and ask for a budget plan and savings tips.

WebiOSAndroid
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2

Cleo

Free

A chatty AI assistant that roasts your spending and helps you save.

iOSAndroid
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3

Rocket Money

Free

Finds and cancels unwanted subscriptions, tracks spending.

WebiOSAndroid
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4

YNAB

Paid / Freemium

Popular budgeting app with smart guidance to give every dollar a job.

WebiOSAndroid
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5

Monarch Money

Paid / Freemium

Tracks all your accounts in one place and helps you plan and hit savings goals.

WebiOSAndroid
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6

PocketGuard

Free

Shows how much you can safely spend after bills and savings are set aside.

iOSAndroid
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7

Copilot Money

Paid / Freemium

Automatically sorts your spending and spots trends so you can save more.

iOSMac
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8

Quicken Simplifi

Paid / Freemium

A clean budgeting app that projects your cash flow for the month ahead.

WebiOSAndroid
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9

Empower

Free

Free tools to track spending, net worth, and savings all in one dashboard.

WebiOSAndroid
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10

Microsoft Copilot

Free

Share your income and bills and ask for a simple monthly budget you can follow.

WebiOSAndroidWindows
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